Digital Credit Limit Management

View and manage your credit limit with clear usage details.

Limit Scope provides a digital way for users to review account status, complete verification, and manage an available credit limit with clear cost information.

The app is built around transparent credit usage. A user may be assigned a credit limit after completing the required verification and eligibility review. Keeping an assigned limit unused does not create any interest or service fee. Charges apply only when a user chooses to use part of the available limit.

Limit Scope Dashboard

What Limit Scope Provides

Account Review in the App

Users can complete onboarding, identity verification, and account review steps through a digital process.

Available Limit Display

The app shows key account information, including assigned limit, remaining available amount, active usage, and billing-related details.

User-Controlled Usage

Eligible users may choose an amount within the available limit, subject to account status, eligibility results, applicable rules, and the terms displayed before confirmation.

Cost Visibility Before Use

Usage-related charges and applicable rules are shown before the user confirms credit usage. This helps users understand the cost before making a decision.

No Charge for Unused Limit

If the assigned credit limit is not used, the unused portion does not generate interest or service fees.

Security Measures

Limit Scope uses encryption and reasonable technical safeguards to help protect account information and service activity.

Charge Illustration

The example below is for explanation only.

Illustrative Pricing Model
Principal amount used INR8,000
Usage duration 100 days

Estimated Cost Breakdown

Daily usage rate 0.05%
Service fee rate 1%
Interest INR 400
Service fee INR 80
Estimated total repayment amount INR 8,480

The actual payable amount may vary based on the used amount, actual usage duration, applicable fees, repayment timing, and the final terms shown in the app.

Usage Terms and Cost Information

Available credit limit range

INR 1,000 to INR 50,000

Usage duration

Based on the actual number of days the used amount remains active, up to 365 days. Charges are calculated only for the actual usage period and only on the amount used.

Daily usage rate

up to 0.05% per day

Maximum annualized rate

up to 18.25% APR

Service fee

up to 1% of the used amount

The APR and usage-related charges apply only to the amount actually used. No interest or service fee is charged on any unused portion of the assigned credit limit.

Credit limit availability, usage access, and continued access depend on verification results, account status, repayment status, eligibility review, and applicable rules.

Verified Identity Securely

Who May Use the App

Users must be at least 18 years old, hold a valid government-issued identification document, complete the required verification process, and meet the applicable account review requirements.